Malta IBAN calculator and checker

A Maltese IBAN has 31 characters: MT, two check digits, then the bank identifier (first 4 letters of the BIC), sort code and account number. Enter the local details to build one, or paste an IBAN to check it, all in your browser.

Calculate or check a Maltese IBAN

Enter the bank identifier (first 4 letters of the BIC), sort code and account number. The calculator pads short numbers with zeros, works out any national check digits you leave empty and adds the two IBAN check digits.

Switch to Check to paste an IBAN instead: it tests the length, characters, check digits and national check, and shows the bank, branch and account parts. Nothing you type leaves the page.

MT IBAN format

A Maltese IBAN is 31 characters: MT, two check digits, then the bank identifier (first 4 letters of the BIC), sort code and account number.

In the printed format, k marks the check digits, a and b the bank, s the branch, sort code or prefix, c the account number and x a national check character.

IBAN length
31 characters
Check digits
2 digits after MT
Bank identifier (first 4 letters of the BIC)
4 letters
Sort code
5 digits
Account number
18 characters
National check digit
None
SEPA
Yes, EU member
Printed format
MTkk bbbb ssss sccc cccc cccc cccc ccc
Example IBAN
MT84 MALT 0110 0001 2345 MTLC AST0 01S

IBAN calculators for Maltese banks

Frequently asked questions

  • 31 characters: MT, two check digits, then the bank identifier (first 4 letters of the BIC), sort code and account number. Printed in groups of four, it looks like MT84 MALT 0110 0001 2345 MTLC AST0 01S.

  • The bank’s national sort code from the Central Bank of Malta’s list. Some banks use one sort code in all their IBANs (Bank of Valletta uses 22013), others the account’s branch code. The 18 characters after it are the account number, with leading zeros where needed.

  • Yes. Malta is an EU member state, so it is in SEPA: euro payments to a Maltese IBAN can go by SEPA credit transfer.

  • With the ISO 7064 mod 97-10 algorithm. The bank identifier (first 4 letters of the BIC), sort code and account number and the country code MT are turned into digits, and the two check digits are chosen so the whole number leaves a remainder of 1 when divided by 97. The calculator does this for you and rejects any input that cannot make a valid MT IBAN.

  • Yes. The calculator and the checker run entirely in your browser: the details you enter are never sent to a server, stored or shared. There is no sign-up and no fee.

  • Yes. The calculator covers 41 countries and the checker all 89 in the SWIFT IBAN registry. Pick a different country in the form above, or open its page from the list below.

Paying an IBAN from stablecoins? Holyheld Business converts USDC to EUR and pays it out by SEPA. See pricing or the guide to off-ramping USDC to an IBAN.

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