Croatia IBAN calculator and checker

A Croatian IBAN has 21 characters: HR, two check digits, then the bank code (vodeći broj banke, VBDI) and account number (broj računa). Enter the local details to build one, or paste an IBAN to check it, all in your browser.

Calculate or check a Croatian IBAN

Enter the bank code (vodeći broj banke, VBDI) and account number (broj računa). The calculator pads short numbers with zeros, works out any national check digits you leave empty and adds the two IBAN check digits.

Switch to Check to paste an IBAN instead: it tests the length, characters, check digits and national check, and shows the bank, branch and account parts. Nothing you type leaves the page.

HR IBAN format

A Croatian IBAN is 21 characters: HR, two check digits, then the bank code (vodeći broj banke, VBDI) and account number (broj računa).

In the printed format, k marks the check digits, a and b the bank, s the branch, sort code or prefix, c the account number and x a national check character.

IBAN length
21 characters
Check digits
2 digits after HR
Bank code (vodeći broj banke, VBDI)
7 digits
Account number (broj računa)
10 digits
National check digit
None
SEPA
Yes, EU member
Printed format
HRkk bbbb bbbc cccc cccc c
Example IBAN
HR12 1001 0051 8630 0016 0

Frequently asked questions

  • 21 characters: HR, two check digits, then the bank code (vodeći broj banke, VBDI) and account number (broj računa). Printed in groups of four, it looks like HR12 1001 0051 8630 0016 0.

  • The seven digits after HR and the check digits are the bank’s leading number (vodeći broj banke, VBDI). The ten digits after it are the account number, so HR12 1001 0051 8630 0016 0 is bank 1001005 and account 1863000160.

  • Yes. Croatia is an EU member state, so it is in SEPA: euro payments to a Croatian IBAN can go by SEPA credit transfer.

  • With the ISO 7064 mod 97-10 algorithm. The bank code (vodeći broj banke, VBDI) and account number (broj računa) and the country code HR are turned into digits, and the two check digits are chosen so the whole number leaves a remainder of 1 when divided by 97. The calculator does this for you and rejects any input that cannot make a valid HR IBAN.

  • Yes. The calculator and the checker run entirely in your browser: the details you enter are never sent to a server, stored or shared. There is no sign-up and no fee.

  • Yes. The calculator covers 41 countries and the checker all 89 in the SWIFT IBAN registry. Pick a different country in the form above, or open its page from the list below.

Paying an IBAN from stablecoins? Holyheld Business converts USDC to EUR and pays it out by SEPA. See pricing or the guide to off-ramping USDC to an IBAN.

Calculate an IBAN by country

More IBAN tools