United Arab Emirates IBAN calculator and checker

A UAE IBAN has 23 characters: AE, two check digits, then the bank code and account number. Enter the local details to build one, or paste an IBAN to check it, all in your browser.

Calculate or check a UAE IBAN

Enter the bank code and account number. The calculator pads short numbers with zeros, works out any national check digits you leave empty and adds the two IBAN check digits.

Switch to Check to paste an IBAN instead: it tests the length, characters, check digits and national check, and shows the bank, branch and account parts. Nothing you type leaves the page.

AE IBAN format

A UAE IBAN is 23 characters: AE, two check digits, then the bank code and account number.

In the printed format, k marks the check digits, a and b the bank, s the branch, sort code or prefix, c the account number and x a national check character.

IBAN length
23 characters
Check digits
2 digits after AE
Bank code
3 digits
Account number
16 digits
National check digit
None
SEPA
No
Printed format
AEkk bbbc cccc cccc cccc ccc
Example IBAN
AE07 0331 2345 6789 0123 456

Frequently asked questions

  • 23 characters: AE, two check digits, then the bank code and account number. Printed in groups of four, it looks like AE07 0331 2345 6789 0123 456.

  • It is AE, two check digits, a three-digit bank code and a 16-digit account number. Account numbers shorter than 16 digits are padded with leading zeros, so the IBAN always has 23 characters.

  • No. The United Arab Emirates is not in SEPA, so a payment to a UAE IBAN goes as an international transfer, even in euros.

  • With the ISO 7064 mod 97-10 algorithm. The bank code and account number and the country code AE are turned into digits, and the two check digits are chosen so the whole number leaves a remainder of 1 when divided by 97. The calculator does this for you and rejects any input that cannot make a valid AE IBAN.

  • Yes. The calculator and the checker run entirely in your browser: the details you enter are never sent to a server, stored or shared. There is no sign-up and no fee.

  • Yes. The calculator covers 41 countries and the checker all 89 in the SWIFT IBAN registry. Pick a different country in the form above, or open its page from the list below.

Paying an IBAN from stablecoins? Holyheld Business converts USDC to EUR and pays it out by SEPA. See pricing or the guide to off-ramping USDC to an IBAN.

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