On-ramp
Fiat to stablecoin payments
Convert fiat to supported stablecoins for suppliers and onchain activity, with your company’s accounts and payments in one membership.
Integrated with 150+ stablecoins, protocols, and networks of all sizes
USD / EUR
Named business accounts
Dedicated
Concierge support
You get
Convert for the payment you need
Start with the recipient’s required asset and network. Use the available fiat funding route, then review conversion and delivery.
Connect with supported DeFi services
Use available protocol routes alongside stablecoin payments. Review the protocol’s conditions and the payment steps for the transaction.
Transaction detected
Fiat funding
Use the account and payment instructions provided for the available funding route.
Protocol connections
Access supported onchain services through the routes available in your account.
Protocol positions
Understand the source position and any withdrawal or borrowing conditions before using funds for a payment.
Conversion details
Review the asset, amount, quote and applicable fees before confirming the transaction.
Stablecoin payments
Pay suppliers and business partners in a supported stablecoin on the agreed network.
Supported assets
Choose from the assets available for your transaction and check the recipient can receive the selected asset.
Network selection
Confirm the destination network along with the wallet address. The same ticker can appear on different networks.
Wallet connections
Use the supported wallet and destination details for the payment, and retain the transaction reference.
Payment guides
USD and EUR accounts, stablecoins and the details that help your company pay and get paid.
Invoices
Get paid by invoice in USDC or EURC
Issue the invoice, send its pay link and see the payment arrive, with no Holyheld account needed by the payer.
Stablecoins
How to pay suppliers in stablecoins
Agree the terms, verify the wallet, fund the payment and keep a record that reconciles with the invoice.
Stablecoins
How to off-ramp USDC to an IBAN
Check the asset and network, convert to EUR or USD, and pay out to a bank account by SEPA or wire.
Stablecoins
Which network to receive USDC on: L1 vs L2 for company payments
Layer 1 and layer 2 explained for payments, with the fees, timing and USDC checks that decide the network.
Stablecoins
Custodial vs non-custodial wallets for business payments
Who holds the keys, who approves a payment, how recovery works and how to prove a wallet is your company's.
Payment guides
See all 8
On-ramp questions
USDC from a USD account and EURC from a EUR account. If a payment needs a different stablecoin, swap one stablecoin for another first. On EVM networks, a USD account can also buy another token for a vendor, with the least the vendor will receive shown before you agree to it.
USDC goes out on Ethereum, Arbitrum, Optimism, Base, Polygon and Solana, and EURC on Ethereum, Base and Solana. Confirm the recipient’s network along with the wallet address: the same token exists on several networks, and a token sent on the wrong one can be lost.
With the USD or EUR in your Holyheld account. Companies can also receive GBP by Faster Payments; it is converted and credited to the USD account.
Holyheld doesn’t publish one end-to-end time, because the payment has separate stages. The fiat must be in your account before it is converted, and the stablecoin reaches the recipient once the destination network confirms the transfer. The quote, the asset and the network are shown before you confirm.
Yes. Save the supplier’s wallet with its network and stablecoin, then pay it from Send Money: a USD account pays USDC and a EUR account pays EURC. How to pay suppliers in stablecoins covers checking the wallet and keeping the record.
Yes. For a transaction that needs an OTC quote, discuss the asset, the amount and the settlement with your concierge before you send.