An Icelandic IBAN has 26 characters: IS, two check digits, then the bank code, ledger (höfuðbók), account number and kennitala of the account holder. Enter the local details to build one, or paste an IBAN to check it, all in your browser.
Enter the bank code, ledger (höfuðbók), account number and kennitala of the account holder. The calculator pads short numbers with zeros, works out any national check digits you leave empty and adds the two IBAN check digits.
Switch to Check to paste an IBAN instead: it tests the length, characters, check digits and national check, and shows the bank, branch and account parts. Nothing you type leaves the page.
An Icelandic IBAN is 26 characters: IS, two check digits, then the bank code, ledger (höfuðbók), account number and kennitala of the account holder.
In the printed format, k marks the check digits, a and b the bank, s the branch, sort code or prefix, c the account number and x a national check character.
26 characters: IS, two check digits, then the bank code, ledger (höfuðbók), account number and kennitala of the account holder. Printed in groups of four, it looks like IS14 0159 2600 7654 5510 7303 39.
In Iceland an account is identified by its bank, ledger (höfuðbók) and account number together with the holder’s ten-digit kennitala, the national ID number. The IBAN carries all four, so the last ten digits of IS14 0159 2600 7654 5510 7303 39 are a kennitala.
Yes. Iceland is in the European Economic Area, so it is in SEPA: euro payments to an Icelandic IBAN can go by SEPA credit transfer. SEPA covers euro payments only, so a payment in Icelandic króna goes outside it.
With the ISO 7064 mod 97-10 algorithm. The bank code, ledger (höfuðbók), account number and kennitala of the account holder and the country code IS are turned into digits, and the two check digits are chosen so the whole number leaves a remainder of 1 when divided by 97. The calculator does this for you and rejects any input that cannot make a valid IS IBAN.
Yes. The calculator and the checker run entirely in your browser: the details you enter are never sent to a server, stored or shared. There is no sign-up and no fee.
Yes. The calculator covers 41 countries and the checker all 89 in the SWIFT IBAN registry. Pick a different country in the form above, or open its page from the list below.
Paying an IBAN from stablecoins? Holyheld Business converts USDC to EUR and pays it out by SEPA. See pricing or the guide to off-ramping USDC to an IBAN.