Test IBANs

Valid test IBANs for all 89 countries in the SWIFT IBAN registry, taken from the registry’s own published examples, and broken ones labelled by what is wrong. Use them to test IBAN validation in forms, imports and payment flows, and never send money to them.

Valid test IBANs by country

Each is the SWIFT IBAN registry’s published example for its country, so it passes every format and check-digit test, national checks included. Copy puts the electronic format, without spaces, on the clipboard.

CountryTest IBANLength
Albania (AL)AL47 2121 1009 0000 0002 3569 874128 characters
Andorra (AD)AD12 0001 2030 2003 5910 010024 characters
Austria (AT)AT61 1904 3002 3457 320120 characters
Azerbaijan (AZ)AZ21 NABZ 0000 0000 1370 1000 194428 characters
Bahrain (BH)BH67 BMAG 0000 1299 1234 5622 characters
Belarus (BY)BY13 NBRB 3600 9000 0000 2Z00 AB0028 characters
Belgium (BE)BE68 5390 0754 703416 characters
Bosnia and Herzegovina (BA)BA39 1290 0794 0102 849420 characters
Brazil (BR)BR18 0036 0305 0000 1000 9795 493C 129 characters
British Virgin Islands (VG)VG96 VPVG 0000 0123 4567 890124 characters
Bulgaria (BG)BG80 BNBG 9661 1020 3456 7822 characters
Burundi (BI)BI42 1000 0100 0100 0033 2045 18127 characters
Costa Rica (CR)CR05 0152 0200 1026 2840 6622 characters
Croatia (HR)HR12 1001 0051 8630 0016 021 characters
Cyprus (CY)CY17 0020 0128 0000 0012 0052 760028 characters
Czech Republic (CZ)CZ65 0800 0000 1920 0014 539924 characters
Denmark (DK)DK50 0040 0440 1162 4318 characters
Djibouti (DJ)DJ21 0001 0000 0001 5400 0100 18627 characters
Dominican Republic (DO)DO28 BAGR 0000 0001 2124 5361 132428 characters
Egypt (EG)EG38 0019 0005 0000 0000 2631 8000 229 characters
El Salvador (SV)SV62 CENR 0000 0000 0000 0070 002528 characters
Estonia (EE)EE38 2200 2210 2014 568520 characters
Falkland Islands (FK)FK88 SC12 3456 7890 1218 characters
Faroe Islands (FO)FO62 6460 0001 6316 3418 characters
Finland (FI)FI21 1234 5600 0007 8518 characters
France (FR)FR14 2004 1010 0505 0001 3M02 60627 characters
Georgia (GE)GE29 NB00 0000 0101 9049 1722 characters
Germany (DE)DE89 3704 0044 0532 0130 0022 characters
Gibraltar (GI)GI75 NWBK 0000 0000 7099 45323 characters
Greece (GR)GR16 0110 1250 0000 0001 2300 69527 characters
Greenland (GL)GL89 6471 0001 0002 0618 characters
Guatemala (GT)GT82 TRAJ 0102 0000 0012 1002 969028 characters
Honduras (HN)HN88 CABF 0000 0000 0002 5000 546928 characters
Hungary (HU)HU42 1177 3016 1111 1018 0000 000028 characters
Iceland (IS)IS14 0159 2600 7654 5510 7303 3926 characters
Iraq (IQ)IQ98 NBIQ 8501 2345 6789 01223 characters
Ireland (IE)IE29 AIBK 9311 5212 3456 7822 characters
Israel (IL)IL62 0108 0000 0009 9999 99923 characters
Italy (IT)IT60 X054 2811 1010 0000 0123 45627 characters
Jordan (JO)JO94 CBJO 0010 0000 0000 0131 0003 0230 characters
Kazakhstan (KZ)KZ86 125K ZT50 0410 010020 characters
Kosovo (XK)XK05 1212 0123 4567 890620 characters
Kuwait (KW)KW81 CBKU 0000 0000 0000 1234 5601 0130 characters
Latvia (LV)LV80 BANK 0000 4351 9500 121 characters
Lebanon (LB)LB62 0999 0000 0001 0019 0122 911428 characters
Libya (LY)LY83 0020 4800 0020 1001 2036 125 characters
Liechtenstein (LI)LI21 0881 0000 2324 013A A21 characters
Lithuania (LT)LT12 1000 0111 0100 100020 characters
Luxembourg (LU)LU28 0019 4006 4475 000020 characters
Malta (MT)MT84 MALT 0110 0001 2345 MTLC AST0 01S31 characters
Mauritania (MR)MR13 0002 0001 0100 0012 3456 75327 characters
Mauritius (MU)MU17 BOMM 0101 1010 3030 0200 000M UR30 characters
Moldova (MD)MD24 AG00 0225 1000 1310 416824 characters
Monaco (MC)MC58 1122 2000 0101 2345 6789 03027 characters
Mongolia (MN)MN12 1234 1234 5678 912320 characters
Montenegro (ME)ME25 5050 0001 2345 6789 5122 characters
Netherlands (NL)NL91 ABNA 0417 1643 0018 characters
Nicaragua (NI)NI45 BAPR 0000 0013 0000 0355 812428 characters
North Macedonia (MK)MK07 2501 2000 0058 98419 characters
Norway (NO)NO93 8601 1117 94715 characters
Oman (OM)OM81 0180 0000 0129 9123 45623 characters
Pakistan (PK)PK36 SCBL 0000 0011 2345 670224 characters
Palestine (PS)PS92 PALS 0000 0000 0400 1234 5670 229 characters
Poland (PL)PL61 1090 1014 0000 0712 1981 287428 characters
Portugal (PT)PT50 0002 0123 1234 5678 9015 425 characters
Qatar (QA)QA58 DOHB 0000 1234 5678 90AB CDEF G29 characters
Romania (RO)RO49 AAAA 1B31 0075 9384 000024 characters
Russia (RU)RU03 0445 2522 5408 1781 0538 0913 1041 933 characters
Saint Lucia (LC)LC55 HEMM 0001 0001 0012 0012 0002 301532 characters
San Marino (SM)SM86 U032 2509 8000 0000 0270 10027 characters
São Tomé and Príncipe (ST)ST32 0002 0001 0192 1942 1011 225 characters
Saudi Arabia (SA)SA03 8000 0000 6080 1016 751924 characters
Serbia (RS)RS35 2600 0560 1001 6113 7922 characters
Seychelles (SC)SC18 SSCB 1101 0000 0000 0000 1497 USD31 characters
Slovakia (SK)SK31 1200 0000 1987 4263 754124 characters
Slovenia (SI)SI56 2633 0001 2039 08619 characters
Somalia (SO)SO21 1000 0010 0100 0100 14123 characters
Spain (ES)ES91 2100 0418 4502 0005 133224 characters
Sudan (SD)SD21 2901 0501 2340 0118 characters
Sweden (SE)SE45 5000 0000 0583 9825 746624 characters
Switzerland (CH)CH93 0076 2011 6238 5295 721 characters
Timor-Leste (TL)TL38 0080 0123 4567 8910 15723 characters
Tunisia (TN)TN59 1000 6035 1835 9847 883124 characters
Türkiye (TR)TR33 0006 1005 1978 6457 8413 2626 characters
Ukraine (UA)UA21 3223 1300 0002 6007 2335 6600 129 characters
United Arab Emirates (AE)AE07 0331 2345 6789 0123 45623 characters
United Kingdom (GB)GB29 NWBK 6016 1331 9268 1922 characters
Vatican City (VA)VA59 0011 2300 0012 3456 7822 characters
Yemen (YE)YE15 CBYE 0001 0188 6123 4567 8912 3430 characters

Examples from the SWIFT IBAN Registry, Release 103, September 2026.

Broken test IBANs

Each breaks one rule, so a validator should reject it at the test named on the right. The last four pass the IBAN’s mod-97 check and fail only the country’s national check digit, which catches validators that stop at mod 97.

Test IBANWhat is wrongShould fail at
DE88370400440532013000Wrong check digits: the German example with 89 changed to 88.Check digits
DE89370400440532031000Two digits swapped in the account number (…0130… written …0310…).Check digits
DE00370400440532013000Check digits 00, which no IBAN uses (valid check digits run from 02 to 98).Check digits
GB29NWBK6016133192681One character short: 21 characters where UK IBANs have 22.Length
GB29NWBK601613319268190One character too many: 23 characters where UK IBANs have 22.Length
XX89370400440532013000Unknown country code: XX is not in the SWIFT IBAN registry.Country code
DE89370400440532O13000The letter O typed for a zero in the account number.Format
GB291WBK60161331926819A digit where the UK format needs the four BIC letters.Format
DE89-3704-0044-0532-0130-00Dashes between the groups: only spaces may separate them.Characters
BE41539007547035Valid IBAN check digits, but the Belgian account number’s own check digits are 35 instead of 34.National check digit
FR8420041010050500013M02607Valid IBAN check digits, but the clé RIB is 07 instead of 06.National check digit
IT64Y0542811101000000123456Valid IBAN check digits, but the CIN is Y instead of X.National check digit
ES2921000418460200051332Valid IBAN check digits, but the Spanish control digits (DC) are 46 instead of 45.National check digit

Frequently asked questions

  • They are the example IBANs the SWIFT IBAN registry publishes for each country. They pass every format and check-digit test, which is what makes them useful for testing, but nobody has given them to you to pay, so never use them for a real payment.

  • DE89 3704 0044 0532 0130 00, the registry’s German example, as the case that should pass. Pair it with DE88 3704 0044 0532 0130 00, which differs only in the check digits, as the case that should fail.

  • Because the national check digits inside the account number can be wrong while the IBAN’s own two check digits are recalculated to match. A validator that runs only mod 97 accepts BE41 5390 0754 7035; one that also runs Belgium’s national check rejects it.

  • Usually yes: IBANs are printed in groups of four and often pasted that way. Remove spaces and capitalise before you validate, then store the electronic format, and reject anything else that is not a letter or a digit, such as dashes.

  • Yes. Paste any of them into the IBAN checker, which runs in your browser and names the test each broken IBAN fails, with what the check digits should have been.

Paying an IBAN from stablecoins? Holyheld Business converts USDC to EUR and pays it out by SEPA. See pricing or the guide to off-ramping USDC to an IBAN.