BNF Bank IBANs start with MT, two check digits and BNIF, followed by the sort code 14502 and your account number, padded to 18 characters. Enter your account number to get your IBAN, built in your browser; this calculator is not affiliated with BNF Bank.
BNF Bank IBANs carry BNIF, from its BIC BNIFMTMT, and the Gzira head office sort code 14502, which the Central Bank of Malta’s list marks as used in all its IBANs. You only need your account number.
Holyheld is not affiliated with BNF Bank. Your bank’s app or statement shows your IBAN too; if it differs from the one built here, use your bank’s.
Already have an IBAN? Check it in the IBAN checker.
| Detail | Value |
|---|---|
| IBAN length | 31 characters |
| Starts with | MTkk BNIF |
| Bank code in the IBAN | BNIF |
| BIC | BNIFMTMT |
| Sort code | 14502 |
| Printed format | MTkk BNIF 1450 2ccc cccc cccc cccc ccc |
| Source | “the remaining 18 characters are the domestic account number, with preceding zeroes whenever required.” (centralbankmalta.org, checked 27 October 2026) |
| Source | Central Bank of Malta BIC and sort code list (modified 16 October 2026): BNIFMTMT, BNF Bank plc., 14502, “Used in all IBANs” (centralbankmalta.org, checked 27 October 2026) |
31 characters: MT, two check digits, the bank code BNIF, then the sort code 14502 and your account number, padded to 18 characters. Printed in groups of four, it reads MTkk BNIF 1450 2ccc cccc cccc cccc ccc.
No. Holyheld is not affiliated with BNF Bank. The calculator applies the published Malta IBAN format with BNF Bank’s bank code BNIF, taken from the Central Bank of Malta’s sort code list. It runs in your browser and sends nothing to a server.
In your BNF Bank app, online banking or statements, which usually show the IBAN itself as well. If the IBAN your bank shows differs from the one built here, use your bank’s.
Paying an IBAN from stablecoins? Holyheld Business converts USDC to EUR and pays it out by SEPA. See pricing or the guide to off-ramping USDC to an IBAN.