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To get paid in USDC or EURC, issue the invoice in that currency from Holyheld and send your customer its pay link: they open it, pay from their wallet or by scanning a QR code, and the invoice shows the payment as it arrives. The payer needs no Holyheld account, and once the payment arrives you can convert it to USD or EUR through the off-ramp.
Best for
- A company billing customers who hold USDC or EURC.
- A finance team that wants each stablecoin payment matched to its invoice, without chasing transaction hashes.
- Repeat billing, such as a monthly retainer paid in USDC.
- Issue the invoice In USDC or EURC, with the wallet it is paid into.
- Send the pay link With the invoice, so the customer can pay in a few steps.
- Watch it arrive Each transfer shows on the invoice as it is detected and credited.
What a pay link is
A crypto payment link is a web page for one invoice that shows what is owed and lets the customer pay it from a wallet or by sending the amount themselves. Every USDC and EURC invoice from Holyheld comes with one.
At a glance
| How it works | |
|---|---|
| Invoice currencies | USD, EUR, USDC and EURC |
| Pay link | On every USDC and EURC invoice |
| What the payer needs | A wallet holding the token; no Holyheld account |
| Ways to pay | Connect wallet: a browser wallet, a phone wallet through WalletConnect, or Coinbase Smart Wallet, and Phantom or Solflare on Solana. Or send manually, with the address, the exact amount and a QR code |
| Network | The network named on the invoice comes first, and the amount is the same on each network offered |
| Part payments | The page shows what is left to pay |
| Status the payer sees | Awaiting payment, then Payment received, finalising, then Paid |
| Receipt | The payer can ask for one by email |
| Languages | The pay page follows the payer's language, in all five of the app's languages |
Create the invoice
- Choose who you are billing. Select a saved customer or add a new one.
- Fill in the details. A number is reserved from your prefix as soon as you start, and can't be used twice. Add items yourself or from your catalog, and set the currency to USDC or EURC, the dates, any discount, the tax percent and a memo.
- Choose where it is paid. A USDC or EURC invoice is paid into one of your wallets, and its details are printed on the invoice.
- Send it. Send Invoice emails it with the PDF attached, or Save as Draft keeps it unsent. An invoice dated in the future goes out on its issue date.
The pay link is on the invoice, ready to copy and send with it.
What your customer sees
The pay page shows the invoice number, the issue and due dates and the amount due. The customer picks a network, then either connects a wallet or sends the amount manually. A payment made through a connected wallet carries the invoice's reference, so it is matched to the invoice. On Solana, the QR code fills in the amount and the reference too.
Before a manual transfer, the page warns that another token, or the same token on another network, can be lost. If a payment may already have left the payer's wallet, the page says so before it offers to pay again.
What you see
The invoice shows a Crypto payment block with the network, token and address, what has been received and what is left to pay, and each transfer as it is detected and credited. You get a notification when a payment for an invoice is detected.
A transaction hash the payer pastes is kept as a note on the invoice. It doesn't mark the invoice paid; only the payment itself does.
Follow up and repeat
- Statuses. Draft, Scheduled, Unpaid, Overdue, Paid or Voided, with the total outstanding above the list.
- Reminders. Remind emails the customer a payment reminder, once a day at most.
- Repeat billing. Repeat this invoice issues a new one every so many days, weeks, months or years, until a date, after a number of invoices, or with no end.
In Accounting, the accrual basis books payments linked to invoices against receivables, and each settled payment becomes a record you categorise and export for your books.
What it costs
| Step | Cost |
|---|---|
| The customer's transfer | The network fee, paid by the customer |
| Converting USDC or EURC to USD or EUR, swaps and payouts | See pricing |
Which network to offer is its own decision: Which network to receive USDC on compares the fees and timing. For invoices paid by bank transfer, read Receiving USD and EUR payments for your company.
Common questions
Does my customer need a Holyheld account to pay a USDC invoice?
No. They open the pay link and pay from their own wallet, or send the amount to the address shown.
Which networks can my customer pay on?
The network named on the invoice comes first, and the amount is the same on each network offered. Holyheld works with supported networks including Ethereum, Arbitrum, Base and Solana.
What happens if the customer pays only part of the invoice?
The pay page shows what is left to pay, and the invoice's Crypto payment block shows what has been received and what is still owed.
Does a transaction hash from the customer mark the invoice paid?
No. A pasted hash is kept as a note on the invoice. Only the payment itself, once detected and credited, marks the invoice paid.
Can I invoice in EURC as well as USDC?
Yes. EURC invoices come with a pay link, the same as USDC invoices.
Sources
- Invoicing: creating, sending, repeating and following up invoices.
- Crypto payment links for invoices: the pay page, what you see and the safeguards.
- Accounting: records, the accrual basis and exports.
- Holyheld Business pricing: membership and transfer fees.
Apply for Business membership
Invoicing in USD, EUR, USDC and EURC, with crypto pay links and conversion to USD or EUR.