Holyheld vs Revolut Business
Revolut Business fits a company registered in the UK or the EEA that pays in many currencies, because it supports more than 25 currencies and includes a monthly allowance of exchange at the interbank rate. Holyheld Business fits a company that is paid in stablecoins and settles in USD or EUR, converting between them in the same account and sending wires so the recipient receives the full amount.
Where Holyheld differs from Revolut
Stablecoins
Stablecoins as money to settle.
Revolut treats crypto as an asset to trade. Holyheld converts USDC and EURC to USD or EUR in the account you pay from.
Getting paid
Get paid in stablecoins.
Send a customer a payment link and receive USDC or EURC at your own addresses. Revolut’s transfers from outside wallets depend on the plan and country.
pay.holyheld.com/x7k2q$1,200.00
Link paid — $1,200.00 in USDC on Base
Support
A dedicated concierge.
One person who knows your account, in in-app chat, rather than an account manager on an enterprise plan.
Need a corporate lawyer in Zug — by tomorrow?
02:57Done. Three intros in your inbox.
03:12 ✓Holyheld and Revolut, row by row
| Holyheld Business | Revolut Business | |
|---|---|---|
| Who can open an account | Companies apply, and each application is reviewed | Companies registered, with a physical presence, in the UK or the EEA, or in the US, with the applicant living in a supported country Revolut help: eligible countries |
| USD account | YesA named USD account that receives ACH and wires, domestic or international | PartlyA UK company gets local USD details for ACH and wires on Grow and above; the plans page also ticks Basic Revolut help: where to find your account details |
| EUR account | YesA named EUR account with an IBAN, for SEPA transfers | PartlyAn EEA company gets a Lithuanian IBAN; a UK company gets SWIFT details for EUR, not local ones Revolut help: where to find your account details |
| Other currencies | NoUSD and EUR accounts only; pounds received by Faster Payments are credited in USD | YesMore than 25 currencies Revolut Business plans |
| Holding stablecoins | YesUSDC and EURC; companies outside the EEA can also hold USDT, PYUSD and USDG | YesBuy, sell and hold 279 tokens, including USDC and USDT Revolut Crypto for Business Terms |
| Stablecoins to USD or EUR | YesOff-ramp and on-ramp transfers in the account, and swaps between stablecoins | Yes1.49% on Basic, 0.99% on Grow, 0.49% on Scale, plus the spread in the rate Revolut Business crypto fees |
| Outside wallets | YesReceiving addresses for USDC on seven networks and EURC on three, and sending from the app | PartlyDepends on the plan and location: USDC goes out on Ethereum and comes in on Ethereum and Polygon; one help article says Business accounts can’t send or receive crypto Revolut help: sending crypto to an outside wallet |
| Wires that arrive in full | YesWires are sent so the recipient receives the full amount | Yes“Pay All Fees” at £20 per transfer Revolut Business fees, all plans |
| Support | YesA dedicated concierge in in-app chat | Partly24/7 support chat in English on every plan; an account manager on Enterprise Revolut Business plans |
What Revolut charges
Revolut’s UK prices, as listed on 28 October 2026.
Holyheld’s prices are on its pricing page.
| Price per month | £10 Basic, £35 Grow, £125 Scale |
|---|---|
| Price per year | £360 Grow, £1,080 Scale |
| UK transfers | 10, 100 or 1,000 free a month by plan, then £0.20 each |
| International transfers | £5 each beyond 0, 5 or 25 free a month by plan |
| International transfer, sender pays all fees | £20 per transfer (“Pay All Fees”) |
| Currency exchange | Interbank rate up to £1,000, £15,000 or £60,000 a month by plan, then 0.6%; 1% outside market hours |
| Converting crypto to or from fiat | 1.49% Basic, 0.99% Grow, 0.49% Scale, plus the spread |
| Sending USDC to an outside wallet | £5 plus the network fee |
Stablecoins: an asset to trade, or money to settle
Revolut Business treats crypto mainly as an asset: a business can buy, hold and sell it in the app, and its Crypto for Business page says businesses can send and receive stablecoins such as USDT and USDC. Its terms make transfers to and from outside wallets depend on the plan and the location, and its help centre explains how to send crypto to an outside wallet, while another of its articles says Business accounts can’t send or receive crypto. Check in the app what your plan and country allow.
Holyheld treats stablecoins as a way to pay and get paid. Off-ramp transfers turn supported stablecoins into USD or EUR, on-ramp transfers do the reverse, and swaps exchange one stablecoin for another.
Holyheld works with USDC on Ethereum, Arbitrum, Optimism, Base, Polygon, Avalanche and Solana, and with EURC on Ethereum, Base and Solana. Companies outside the EEA can also use USDT, PYUSD and USDG.
Which one fits
Revolut fits
- A UK or EEA company holding and exchanging many currencies, where the plan’s exchange allowance covers most conversions.
- A team that sends many international payments, since the Scale plan includes 25 a month.
Holyheld fits
- A company paid in USDC or EURC that converts it to USD or EUR in the account it pays from.
- A company that wants a dedicated concierge rather than an account manager on an enterprise plan.
Common questions
Revolut’s help centre says the company must be registered, and able to prove its physical presence, in the UK or the EEA, and the applicant must live in a supported country. Companies registered in the US have their own list of supported countries.
It depends on the plan and the country. Revolut’s terms and help centre describe sending USDC on Ethereum and receiving it on Ethereum and Polygon, while one of its help centre articles says Business accounts can’t send or receive crypto.
For a company registered in the EEA, yes: a Lithuanian IBAN, or a local one once the account moves to a local branch. A UK-registered company gets SWIFT details for euros rather than local ones.
A fixed fee of 1.49% on Basic, 0.99% on Grow and 0.49% on Scale and Enterprise, plus a spread included in the rate. Sending USDC to an outside wallet costs £5 plus the network fee.
Holyheld Business has named USD and EUR accounts. Pounds received over Faster Payments are converted and credited to the USD account, and UK accounts can be paid in pounds from a USD account.
Sources and limits
Prices change, and Revolut’s differ by country. Revolut’s figures are its UK prices, checked on 28 October 2026; Holyheld’s fees are on its pricing page.
Holyheld is invite only. Each application is reviewed, and companies whose needs Holyheld can support are invited.
Not everything is compared. Cards, payment acceptance, expense tools and treasury products are outside this page.
- Revolut Business plans
currencies, allowances and support by plan
- Revolut Business fees, all plans
plan fees, transfers and currency exchange
- Revolut Business crypto fees
conversion fees and withdrawal fees
- Revolut Crypto for Business
what businesses can do with crypto
- Revolut Crypto for Business Terms
the plan and location condition on outside wallets
- Revolut help: sending and receiving crypto
the help centre’s answer for Business accounts
- Revolut help: where to find your account details
local USD details by plan, and SWIFT details for other currencies
- Revolut help: sending crypto to an outside wallet
withdrawals, and the coins and networks
- Revolut help: eligible countries
who can apply
- Holyheld Business pricing
membership and transfer fees
Revolut’s pages were read on 28 October 2026.
Other comparisons
Holyheld vs Mercury
Mercury fits a US company paying in USD. Holyheld adds a named EUR account and stablecoins in the account.
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Holyheld vs Wise Business
Wise fits a company paid by bank transfer in many currencies. Holyheld fits one that also works in stablecoins.
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Holyheld vs Airwallex
Airwallex fits a company receiving in many currencies. Holyheld fits one that receives and holds stablecoins.
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Holyheld vs Brex
Brex fits a US company paying in USD. Holyheld adds a EUR IBAN and holds stablecoins rather than converting them on arrival.
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Holyheld vs Payoneer
Payoneer fits a company paid by marketplaces and clients abroad. Holyheld fits one that settles stablecoins in the same account.
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All comparisons
Holyheld Business beside every other account, in one table.