On this page
Revolut Business fits a company registered in the UK or the EEA that pays in many currencies, because it supports more than 25 currencies and includes a monthly allowance of exchange at the interbank rate. Holyheld Business fits a company that is paid in stablecoins and settles in USD or EUR, converting between them in the same account and sending wires so the recipient receives the full amount.
Best for
- Revolut Business: a UK or EEA company holding and exchanging many currencies, where the plan's exchange allowance covers most conversions.
- Revolut Business: a team that sends many international payments, since the Scale plan includes 25 a month.
- Holyheld: a company paid in USDC or EURC that converts it to USD or EUR in the account it pays from.
- Holyheld: a company that wants a dedicated concierge on its plan rather than an account manager on an enterprise plan.
At a glance
Revolut Business figures are its UK prices as listed on 27 October 2026.
| Holyheld Business | Revolut Business | |
|---|---|---|
| Who can open an account | Companies apply, and each application is reviewed | Companies registered, with a physical presence, in the UK or the EEA, or in the US, with the applicant living in a supported country (Revolut) |
| Account currencies | Named USD and EUR accounts; GBP received by Faster Payments is credited in USD | More than 25 currencies |
| Stablecoins | Supported stablecoins, including USDC and EURC, held, swapped and converted in the account | Buy, sell and hold crypto, including USDC and USDT; transfers to and from outside wallets depend on the plan and location (Revolut) |
| Converting stablecoins to or from fiat | See pricing | 1.49% on Basic, 0.99% on Grow, 0.49% on Scale, plus the spread in the rate |
| Sending USDC to an outside wallet | Supported from the app | £5 plus the network fee |
| Price per month | See pricing | £10 on Basic, £35 on Grow, £125 on Scale |
| Price per year | See pricing | £360 on Grow, £1,080 on Scale |
| Local transfers | See pricing | UK transfers: 10, 100 or 1,000 free a month by plan, then £0.20 each |
| International transfer | By wire, sent so the recipient receives the full amount; see pricing | £5 each beyond 0, 5 or 25 free a month by plan; "Pay All Fees" £20 per transfer |
| Currency exchange | The rate and the amount to receive are shown before you confirm | The interbank rate up to £1,000, £15,000 or £60,000 a month by plan, then 0.6%; 1% outside market hours |
| Support | A dedicated concierge in in-app chat | 24/7 support chat in English on every plan; an account manager on Enterprise |
Revolut's plan and transfer fees are from its UK fee schedule, its crypto fees from its crypto fee schedule, and its currencies and support from its plans page.
Stablecoins: an asset to trade, or money to settle
Revolut Business treats crypto mainly as an asset: a business can buy, hold and sell it in the app, and its Crypto for Business page says businesses can send and receive stablecoins such as USDT and USDC. Its terms make transfers to and from outside wallets depend on being on an eligible plan and in an eligible location, and a help centre article says Business accounts can't send or receive crypto. Check in the app what your plan and country allow.
Holyheld treats stablecoins as a way to pay and get paid. Off-ramp transfers turn supported stablecoins into USD or EUR, on-ramp transfers do the reverse, and swaps exchange one stablecoin for another. Holyheld works with supported networks including Ethereum, Arbitrum, Base and Solana.
Limits of this comparison
- Prices change, and Revolut's differ by country. Revolut's figures are its UK prices, checked on 27 October 2026; Holyheld's fees are on its pricing page.
- Holyheld is invite only. Each application is reviewed, and companies whose needs Holyheld can support are invited.
- Not everything is compared. Cards, payment acceptance, expense tools and treasury products are outside this page.
For another comparison, read Holyheld vs Wise Business.
Common questions
Which companies can open a Revolut Business account?
Revolut's help centre says the company must be registered, and able to prove its physical presence, in the UK or the EEA, and the applicant must live in a supported country. Companies registered in the US have their own list of supported countries (Revolut).
Can a Revolut Business account send and receive stablecoins?
It depends on the plan and the country. Revolut's terms allow transfers to and from outside wallets on an eligible plan and in an eligible location, while one of its help centre articles says Business accounts can't send or receive crypto.
What does Revolut Business charge to convert crypto?
A fixed fee of 1.49% on Basic, 0.99% on Grow and 0.49% on Scale and Enterprise, plus a spread included in the rate. Sending USDC to an outside wallet costs £5 plus the network fee (Revolut).
Does Holyheld hold currencies other than USD and EUR?
Holyheld Business has named USD and EUR accounts. Pounds received over Faster Payments are converted and credited to the USD account, and UK accounts can be paid in pounds from a USD account.
Sources
All checked on 27 October 2026, on Revolut's UK site.
- Revolut Business plans: currencies, allowances and support by plan.
- Revolut Business fees, all plans: plan fees, transfers and currency exchange.
- Revolut Business crypto fees: conversion fees and withdrawal fees.
- Revolut Crypto for Business and Crypto for Business Terms: what businesses can do with crypto, and the plan and location condition.
- Revolut help: sending and receiving crypto: the help centre's answer for Business accounts.
- Revolut help: eligible countries: who can apply.
- Holyheld Business pricing: membership and transfer fees.
Apply for Business membership
Named USD and EUR accounts, stablecoin conversion and swaps in the account, with a dedicated concierge.