USDC contract address on Polygon

The USDC contract address on Polygon is 0x3c499c542cEF5E3811e1192ce70d8cC03d5c3359, as published by Circle, which issues USDC. A token on Polygon at any other address is not Circle's USDC, whatever it is called.

The official address

Copy the address from here or from Circle's own list, and compare it in full with what your wallet or exchange shows.

Never copy an address from a payment you received or from your transaction history: that is where attackers plant look-alike addresses.

USDC contract address

0x3c499c542cEF5E3811e1192ce70d8cC03d5c3359

USDC on Polygon at a glance

The address comes from Circle's documentation. On 27 October 2026 it was checked against the network too: the token at that address reports the symbol USDC and 6 decimals.

TokenUSD Coin (USDC)
IssuerCircle
NetworkPolygon PoS
USDC contract address0x3c499c542cEF5E3811e1192ce70d8cC03d5c3359
Decimals6
Native or bridgedNative USDC, issued by Circle
ExplorerPolygonScan
HolyheldCheck your Holyheld account
SourceCircle; checked on 27 October 2026 against the chain

Native or bridged USDC

Circle explains the difference on its page about bridged USDC.

  • Native USDC on Polygon is issued by Circle. It is the token at the address above.
  • Bridged USDC is created by a third party: a bridge holds USDC on another network and issues its own token on Polygon in its place. Circle doesn't issue it, it has a different address, and it is sometimes labelled USDC.e.
  • A service that accepts native USDC doesn't automatically accept the bridged token, so check the address, not the name.

Spotting an impostor token

Fake tokens copy the name, the symbol and the logo. The one thing they cannot copy is the address.

  • Anyone can create a token called USDC on Polygon. The name and logo prove nothing; only the address does.
  • Compare the whole address, not just its first and last characters: look-alike addresses are made to match those.
  • Treat a token that arrives unprompted with suspicion. Fake tokens are sent to wallets to look like a payment; don't approve, swap or forward them.
  • Open the address on PolygonScan and check that it is the token you expect before you accept or send a payment.

Receiving USDC on Polygon with Holyheld

Holyheld turns supported stablecoins into USD or EUR and pays them out by bank transfer, in one membership.

Check your Holyheld account before sending USDC on Polygon: each receiving address shows the network it accepts. Send only on a network shown there.

Read how the off-ramp works, or see pricing.

Questions about USDC on Polygon

  • 0x3c499c542cEF5E3811e1192ce70d8cC03d5c3359. Circle publishes it on its list of USDC contract addresses, and the token at that address reports the symbol USDC and 6 decimals.

  • The address above is native USDC, issued by Circle on Polygon. Bridged USDC, sometimes labelled USDC.e, is created by a third party, isn't issued by Circle and has a different address.

  • Check your Holyheld account before you send: each receiving address shows the network it accepts. Send USDC on Polygon only if your account shows a receiving address for it.

  • Check the contract address, not the name or logo: anyone can create a token called USDC. Circle's USDC on Polygon has the contract address 0x3c499c542cEF5E3811e1192ce70d8cC03d5c3359; a token with any other contract address is not Circle's USDC.

Addresses on other networks