Curve and Holyheld: connecting scrvUSD to payments

Curve’s 2024 report, published on 15 January 2025, describes a Holyheld integration that enabled users to hold Savings crvUSD, or scrvUSD, and spend it through a card.

This is a concrete example of connecting a DeFi asset with a payment experience. The report establishes the integration; it does not provide customer savings or transaction-volume results for Holyheld.

The roles in the integration

Curve provides the onchain protocol and the scrvUSD asset described in its report. Holyheld provides the payment connection. The report also distinguishes the card products from products developed by Curve itself.

For a business evaluating the ecosystem, this distinction helps explain why a protocol, an asset and a payment service should be understood separately.

From an onchain asset to a payment

The documented integration concerns holding scrvUSD and using it for card spending. A broader company payment may instead require a bank account, another stablecoin or an OTC transaction, with the route and terms appropriate to that operation.

Holyheld’s Business membership combines named USD and EUR accounts, global payments, native stablecoin support and concierge service.

Example: define the obligation first

A company with onchain funds starts by identifying the currency or asset its supplier needs. It then checks the supported source asset, conversion and destination, and retains the records for each stage. This is an illustrative business workflow, separate from the card integration documented in Curve’s report.

Follow the available route

Use the current options in your account and speak with your concierge about the particular transaction. The stablecoin and bank payment guide explains the payment directions, recipient checks and reconciliation records. Business pricing sets out published membership and transfer charges.