Holyheld Fees

Last Update: 19.03.2025

List of All Fees for Holyheld

All FeesPrice
Account charges
Account opening0 EUR
Monthly maintenance fee0 EUR
Classic card*29 EUR
Limited Edition Virtual card*99 EUR
Metal card*199 EUR
Classic Virtual Card reissuance fee*1 EUR
Classic Physical Card reissuance fee*29 EUR
Cashback (* in USDC)
Classic and Limited Edition cardholders0.5% EUR
Metal cardholders1% EUR
Crypto to fiat charges
Top up*0%
Card maintenance and closing charges
Card account statement (digital)0 EUR
Card unblocking0 EUR
Inward transfers EUR (Internal)0 EUR
Inward transfers EUR (External)0 EUR
Transactions charges
ATM (Domestic)1 EUR
ATM (International)2.5% + 2 EUR
ATM Decline fee0.5 EUR
Cash withdrawal in currency other than Card currency2.5% + 2 EUR
ATM decline (insufficient funds)1 EUR
Card PIN change0.5 EUR
Balance inquiry in ATM0.5 EUR
Usage charges
Card payment (Domestic) first 100 transactions per month0 EUR
Card payment (International)2.5% + 1 EUR
Transaction Decline / Return Fee first 10 (declined) transactions per month0 EUR
Express outgoing payments in EUR within SEPA zone1 EUR
Non-active card maintenance fees, per month (first 4 months)0 EUR
IBAN Dormant account maintenance, per month (first 5 months)0 EUR
Fair usage charges
Card payment (Domestic) after 100 transactions per month0.5 EUR
Transaction Decline / Return Fee after 10 (declined) transactions per month0.25 EUR
Non-active card maintenance fees, per month (after 4 months)1 EUR
IBAN Dormant account maintenance, per month (after 5 months)1 EUR
Other transaction charges
Payment investigation, cancellation, correction23 EUR
Courier services0 EUR
Review of unjustified claim25 EUR
Other account charges
Paper account statement (physical copy) for period within current calendar year (per page)5 EUR
Paper account statement (physical copy) for period in previous calendar years (per page)7 EUR

* Fees charged and Cashback offered by Holyheld.

** To see the full list of fees covered by Holyheld please visit Unlimit.

*** Domestic means the EU Member States, Iceland, Liechtenstein and Norway. International means other countries and territories other than the EU Member States, Iceland, Lichtenstein and Norway.

European Union

  • Holyheld Terms and Conditions
  • Holyheld Privacy Policy
  • Holyheld AML Policy
  • Holyheld Fees
  • Holyheld Rewards
  • Holyheld Cashback Rewards